Three generations of family members smiling together

Merrill Center for Family Wealth®

The Merrill Center for Family Wealth® provides insights and resources based on research and experience for individuals or families who are navigating the complexities of wealth. The Merrill Center for Family Wealth empowers ultra-high-net worth families to define the purpose of their wealth and to be intentional about wealth's impact on themselves, their families and their communities.

 

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To learn more about the Center's approach and programs, view our series of videos.

The gifting dilemma

Moving beyond all-or-nothing thinking to gift with intention

  • latest thinking/research insights/government

Pulling Back the Curtain

Wealthy families open up about money, relationships and decision-making
  • latest thinking/research insights/government

Turning Up the Lights

A Progressive Approach to Wealth Disclosure
  • latest thinking/research insights/government

Bridging the digital divide

Four essential strategies to equip children for financial literacy in the digital age

  • latest thinking/research insights/government

Prosperity in Partnerships

A practical guide for couples navigating wealth together

  • latest thinking/research insights/government

Charting the course

1,000 rising-generation family members voice their top priorities and challenges

  • latest thinking/research insights/government

Achievement culture and the rising generation: What do families need to know?

A Conversation with Jennifer B. Wallace
  • latest thinking/research insights/government

Financial education handbook

Practical ideas to engage the rising generation

Fair, Equal and Equitable

A guide for families navigating gifts, estate planning and inheritance

  • latest thinking/life priorities/giving
  • latest thinking/life priorities/family
  • latest thinking/research insights/government

Empowered

Three essential traits to support flourishing in the rising generation
  • latest thinking/life priorities/family
  • latest thinking/research insights/government

Navigating wealth in a blended family

  • latest thinking/life priorities/family
  • latest thinking/research insights/government

A guide for navigating newly created wealth

Finding your way in the land of wealth

  • latest thinking/research insights/government

The family philanthropic journey: Engaging family in shared charitable giving

  • latest thinking/life priorities/family
  • latest thinking/research insights/government

Core practices for navigating family wealth with intention

While every family will develop their own approach to how they relate to wealth and navigate decisions, here are five core practices that help families think through how they can best use their wealth with intention.

  • latest thinking/research insights/government

Lessons In Governance

Understanding how families build their capacity to make informed, effective decisions that can help guide the successful transfer and sustainability of wealth across generations.

  • latest thinking/life priorities/family
  • latest thinking/research insights/government

Investment, insurance and annuity products:

Are Not FDIC Insured Are Not Bank Guaranteed May Lose Value
Are Not Deposits Are Not Insured by Any Federal Government Agency Are Not a Condition to Any Banking Service or Activity

Investing involves risk. There is always the potential of losing money when you invest in securities. Past performance does not guarantee future results. Asset allocation, diversification and rebalancing do not ensure a profit or protect against loss in declining markets.

Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.

This material is not intended as a recommendation, offer or solicitation for the purchase or sale of any security or investment strategy. Merrill offers a broad range of brokerage, investment advisory and other services. Additional information is available in our Client Relationship Summary.

This material does not take into account a client’s particular investment objectives, financial situations, or needs and is not intended as a recommendation, offer, or solicitation for the purchase or sale of any security or investment strategy. Merrill offers a broad range of brokerage, investment advisory and other services. There are important differences between brokerage and investment advisory services, including the type of advice and assistance provided, the fees charged, and the rights and obligations of the parties. It is important to understand the differences, particularly when determining which service or services to select. For more information about these services and their differences, speak with your Merrill financial advisor.

Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (“BofA Corp.”). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp.

Merrill Private Wealth Management is a division of MLPF&S that offers a broad array of personalized wealth management products and services. Both brokerage and investment advisory services are offered by the Private Wealth Advisors through MLPF&S. The nature and degree of advice and assistance provided, the fees charged, and client rights and Merrill’s obligations will differ among these services. Investments involve risk, including the possible loss of principal investment.

The banking, credit and trust services sold by the Private Wealth Advisors are offered by licensed banks and trust companies, including Bank of America, N.A., Member FDIC, and other affiliated banks.

Trust, fiduciary and investment management services, including assets managed by the Specialty Asset Management team, are provided by Bank of America, N.A., Member FDIC and wholly owned subsidiary of Bank of America Corporation (“BofA Corp.”), and its agents.

Bank of America Private Bank is a division of Bank of America, N.A.

U.S. Trust Company of Delaware is a wholly owned subsidiary of Bank of America Corporation.

Insurance and annuity products are offered through Merrill Lynch Life Agency Inc., a licensed insurance agency and wholly owned subsidiary of Bank of America Corporation.

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